Get acquainted with what you need to be familiar with whenever determining to obtain a motor car, build a home, spending for the your your your retirement and lots of alternative activities

Get acquainted with what you need to be familiar with whenever determining to obtain a motor car, build a home, spending for the your your your retirement and lots of alternative activities



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Mortgage Loans

For a house ofyour own

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  • House
  • Private
  • Loans
  • Mortgage Loans

Our mortgages supply the means in which you might build, buy or renovate the household or apartment you constantly hoped you’d own.

The Requirements

Loan approval within 3 times

Discounts on building materials

Loans to construct, buy, renovate or settle A home that is existing Loan

NRFC members can buy currency that is foreign Loans. Follow this link for details »

Advantages of a Commercial Bank Mortgage

Unique discounts as much as 35per cent for building materials including Roofing sheets, Cement & allied services and products, Paints & allied items, Floor/ Wall tiles, allied electric add-ons, Wood maintenance systems, Bathroom fittings & accessories and PVC pipelines & fixtures, Hardware things for loans obtained for construction

Loan approval in 3 times with no charges that are additional

Longer payment period

Versatile approach and fast approval

Appealing and competitive interest that is low

Ease of our island wide branch system

Mortgage loans are readily available for, money mart payday loan requirements

Buying a homely household, apartment or land

Building a residence

Doing a partially built household

Renovate, expand or finish a property

Paying down a current home associated loan


You need to have a consistent income that is monthlyminimum Rs 25,000), separately or jointly along with your partner. This income must be adequate to meet up with the loan that is monthly also as living and other costs.

Loan quantity

Based on your income and need, you might borrow from Rs 500,000/- as much as Rs 50.0 million. Regardless if your requirement is with in more than Rs 50.0 million, you are able to nevertheless negotiate along with your branch manager for a greater amount.


According to how old you are you might concur for a payment period all the way to two decades. Additionally, you are able to pick from 2 modes of payment:

Equated monthly payments – where your money plus interest is a hard and fast amount

Fixed monthly payments – for which you pay off your money in equal installments plus interest on reducing stability

Mortgage loans for experts

Healthcare Officers registered with Sri Lanka Healthcare Council

Chartered Engineers, Chartered Architects

Chartered Accountants ( people in CA Sri Lanka/ ACCA / CIMA-UK)

Lawyers at Law, Computer Computer Computer Software Designers

Pilots certified under Air Navigation Act

Navigation Officers (Marine Officer/ Deck Officer)

Researcher or Academic that is senior being an accredited professional) meet the criteria for a reduced total of 0.5per cent through the posted Floating & Fixed interest rates

Mortgage loans to buy condominium

We’ve tangled up with a few of Sri Lanka’s leading Condominium Property Developers to aid the aspirations of Sri Lankans wanting to buy flats a few popular places in Colombo, suburbs as well as in Kandy.

You are able to obtain as much as 80per cent regarding the worth of a flat at competitive interest levels with versatile payment choices, and that the loans could be disbursed within per week through the date of application where there is certainly agreements that are tripartite the lender, the Borrower and also the Developer.

You simply have to offer the product Sales and get Agreement together with your personal and earnings associated information to use for the mortgage. Loans may be issued in Sri Lankan Rupees or perhaps in Foreign Currency (available just for Sri Lankans that are used Abroad) with regards to the your decision and forex Loans may be paid back into the currency that is same through NRFC reports.

Terms & Conditions applyProduct information and terms & conditions are susceptible to vary from time and energy to time. Consequently, you need to contact the branch closest to you personally when it comes to latest information and prevailing terms & conditions.

Make an application for a loan

Who are able to use

If you should be a salaried employee or perhaps a freelance specialists avove the age of 18 years with a normal month-to-month earnings (minimum Rs 25,000), separately or jointly together with your partner, you can make an application for this center.

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