How It Functions
The Payoff Loan gives you the energy to cut back multiple high-interest payments into one low-rate payment that is monthly.
A Straightforward Application Process
Look at your price in less than three minutes.
Look At Your Price
There are not any application charges or commitments, also it will not influence your credit history.
Choose Your Terms
Choose the offer that really works perfect for you and finish the application. See our prices and terms.
Confirm Your Information
Review your terms, verify your information and eSign your loan papers. Discover what you ought to get authorized.
Get Your Funds
Your funds to cover down your bank card balances would be electronically deposited into the account.
The way the Payoff Loan Even Compares To Bank Cards
|The Payoff Loan||Charge Cards|
|Dedicated To Getting You Away From Debt|
|Fixed Monthly Obligations|
|No Later Payment Fees|
|Designed to Help Improve Your FICO Rating *|
5 / 5 Stars on Lending Tree
4.7 / 5 Stars on Credit Karma
Advantages of a Payoff Loan
A Lot Better Than Credit
Reduced prices than credit cards that are most and customizable loan terms.
Quick and easy
An individual, fixed, and affordable payment per month to simplify your lifetime.
Paying down your charge cards might help boost your credit score by 40+ points. *
Speak with the friendly and people that are helpful our Costa Mesa, CA office.
All it will take is a couple of minutes to always check your rate online.
Dedicated to Charge Cards
Our loans are created specifically that will help you expel credit card debt that is high-interest.
Typical Issues About The Payoff Loan. What’s the Payoff Loan?
The Payoff Loan is just a unsecured loan between $5,000 and $35,000 built to eradicate or decrease your charge card balances. The Payoff Loan was created to permit you to take close control of one’s finances and spend your bank cards down faster. This is certainly authorized by consolidating your high-interest card balances into one payment per month at a fixed price and term.
Will checking my rate for the loan that is payoff my credit?
Checking your Payoff Loan price will perhaps perhaps maybe not harm your credit. Appropriate before you finalize your Payoff Loan, we operate a difficult inquiry, which could influence your credit. But news that is good our people see a typical FICO Score enhance of 40 points *.
What’s the approval requirements for the Payoff Loan?
We are clear about our approval requirements, so we encourage you to definitely review the primary approval facets right right here before you distribute the application.
Prepared to Get Going?
Check always your price in as low as three minutes.
Checking your price will not harm your credit history.
Learn More About
* predicated on a study of Payoff people between February 2019 and August 2019. Payoff users, whom repaid at the least $5,000 in charge card balances, saw a typical upsurge in their FICO ® rating of 40 points within four months of receiving the Payoff ® Loan. Specific outcomes can vary.
3200 Park Center Drive, Ste. 800Costa Mesa, CA 92626
Payoff works together with Lending Partners whom originate loans. Specific borrowers should be at the least 18 yrs old while having a legitimate social protection quantity and a legitimate bank account. All loans are susceptible to credit review and approval. Your rate that is actual depends credit history, loan quantity, loan term, credit usage, credit rating, and state loannow loans payment plan of residence. Currently loans aren’t available in: MA, MS, NE, NV, and WV. Our mailing target is: Payoff, Inc., 3200 Park Center Drive, STE 800, Costa Mesa, CA 92626.
Payoff offers fixed rates between 5.99% APR and 24.99% APR for loan quantities from $5,000 to $35,000. Minimal price for loan amounts above $15,000 is 6.99% APR. Minimal loan APR and amount can vary in a few states. Please see our prices and Terms page for certain details.